HDFC Credit Card Apply Online and Offline Explained

HDFC Bank offers a variety of credit cards with different features and benefits. To apply for an HDFC Bank credit card, you can visit their official website or visit a branch near you. They have an easy online application process that allows you to choose the card that suits your needs and proceed for an HDFC Bank Credit Card Apply. Some HDFC credit cards are perfect for those who enjoy shopping, while others are accessing opportunities for travel and earn reward points. To be eligible to apply for an HDFC credit card, you must have some requirements like you should be at least 21 years old, be a salaried or self-employed person.

How to Apply HDFC Credit Card?

Now I will tell you how to apply HDFC Credit Card, People who want to apply for an HDFC Bank credit card must meet certain requirements. It is applied both in online and offline modes. Before applying You must demonstrate that you receive a consistent income. The amount of income needed varies based on the type of credit card being requested. You have the option of working for a salary or working for yourself and running your own business. Credit history – Evidence of sound credit management can be found in a positive credit history. Customers can apply for a credit card by entering some basic personal and financial information using the credit card application. The HDFC Bank Credit Cards have several advantages, such as discounts on cinema tickets and fuel charges, among many others.

HDFC Credit Card Apply

HDFC Bank Credit Card Apply Online

Let’s now understand deeply about the HDFC Bank Credit Card Apply Online method. The rewards and features on HDFC credit cards are outstanding. An HDFC credit card can also be obtained quickly and easily. Here, we’ll discuss applying for an HDFC credit card online. There are two ways to apply for an HDFC Bank credit card online. They are:

Apply for an HDFC Bank Credit Card through Netbanking

  1. Visit the HDFC Bank website and then go to “Credit Cards” section
  2. Then, click the “Apply Now” button and fill out all the fields about your personal information and income.
  3. Submit the application, then wait for a bank representative to come and get done the required paperwork from you.
  4. After HDFC Bank has examined and accepted your application and confirmed your identity, you will receive your credit card in a few days.

Apply for an HDFC Bank Credit Card Online through the Banking app.

  1. Via the HDFC Bank NetBanking platform, you can submit an online credit card application.
  2. To access the online Credit Card application form, simply click the Apply Now link.
  3. You can register and access your card privately using the Register Now page.

The HDFC Credit Card Apply Online Eligibility is the minimum age requirement for applicants to be 18 years old. Either the applicant is self-employed or receives a salary. He ought to be supported by a steady salary. An important consideration when choosing a credit card is salary.

HDFC Bank Credit Card Apply Offline

If you have no access to the internet, then you can use HDFC Bank Credit Card Apply Offline  mode also. Then you can apply for a suitable credit card at the nearest HDFC Bank branch. The following are the steps to apply for a credit card in person at the bank:

  1. Visit the nearest HDFC branch and request for the credit card application form.
  2. Choose the HDFC credit card you want to apply for, and then complete the form by providing all the required personal and income details.
  3. After that, attach photos where appropriate, and sign the application form where it asks for it.
  4. Finally, hand the credit card application form and all other paperwork to a bank representative.

As you can see, now you can apply for an HDFC bank credit card both online and offline in a simple way and enjoy a bunch of benefits.

HDFC Credit Card Eligibility check

Your HDFC Credit Card Eligibility check is generally assessed based on a number of variables, including your credit score, income, age, work status, history with the credit card provider, and previous obligations. When applying for a credit card that meets your needs, a strong credit score is crucial. The eligibility criteria for  HDFC credit card is:

  • The card is available to salaried people, professionals who work for themselves, and business people.
  • The HDFC Credit Card has an age range of 21 to 65 years.
  • For salaried people, the needed minimum monthly income ranges from Rs. 10,000 to Rs. 1.75 lakh, and for self-employed people, the required minimum annual income ranges from Rs. 6 lakhs to Rs. 21 lakhs, depending on the category of the card being applied for.
  • Certain card types are only available by invitation to the bank’s most prestigious clients.
  • The age requirement for professionals applying for the Professional Card is between 21 and 60 years old for those who are salaried and between 21 and 65 years old for those who have their own practice.
  • The only people eligible for Commercial Cards will be Best Price Membership members.
  • The credit score should be adequate, ideally 750 or more.

Benefits of HDFC Bank Credit Cards

There are some Benefits of HDFC Bank Credit Cards. Users of HDFC Bank Credit Card think it offers great benefits. Many people find HDFC credit cards to be an appealing option since they provide a variety of advantages that combine convenience and excellent value.

  • Special Deals on Online Shopping and E-Commerce Websites.
  • On credit cards, longer EMI options are available.
  • The highest credit limit is based on your income.
  • Provides cashless transactions to millions of merchants around the world.
  • Best Lifestyle Benefits: Golf Clubs, Airport Lounges, Free Flights, Free Gifts, etc.


This is everything you need to know about applying for a credit card online and offline. In addition, through this article, we have covered the eligibility criteria for applying for an HDFC bank credit card. Both online and offline we understand the ways to apply for HDFC bank credit cards and we also know the some benefits of HDFC bank credit cards. I hope This guide has helped you in applying for an HDFC credit card online and offline. If you have any queries related to banking, ask us in the comments. Visit our website frequently for more HDFC-related articles.

  1. HDFC Credit Card eligibility minimum salary

    You must generally make at least 12,000 rupees per month to qualify for an HDFC Bank credit card. Both salaried and self-employed applicants must adhere to this. You must, however, meet the specific income requirements for each card in order to be eligible.

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