How to Enable International Transaction on HDFC Debit Card?

The ability to make international transactions will be disabled on new HDFC Debit Card and Credit Card. It is only capable of making domestic transactions; it cannot make any international transactions. Therefore, you must understand how to Enable International Transactions on HDFC Debit Card or credit card to make hassle-free international transactions. It can be used to make online payments, withdraw cash from ATMs, and buy products at retail locations both in India and internationally. In this article, we will learn about how to activate international transactions on your HDFC debit card and credit card.

How to Activate International Transaction on HDFC Debit Card?

When you activated your debit card for international use, you had to provide your bank with certain information, including the currency, daily usage, duration, etc. There are several methods to enable International transactions on HDFC Debit Card They are explained below.

HDFC Debit Card International Usage Through Online Banking

  • Launch your web browser and go to the HDFC Internet Banking service’s official website. Access Internet banking services by entering your username and password.
  • Choose “Cards” from the list of tabs on the page. Now select “Debit Cards” from the drop-down menu on the page’s left side.
  • Select the ‘Request’ button from the menu that appears below the debit card options.
  • Choose ‘set international/domestic usage’ and now choose the card number that you want to use to activate the international services, then select “Continue” from the menu.
  • Next, choose “Card to be enabled for domestic and international usage” and press the “Continue” button.
  • You will see a message on the screen that details the card’s usage limit. If you are comfortable with the present limit, then click the “Continue” button to move forward or select ‘Click here’ to change the daily usage limit that you want. Once more, click the “Continue” button.You must now enter the card information and then select “Confirm.”

Through Mobile Banking

Here are the few steps to enable your HDFC Debit Card International Use through mobile banking, remember that you need to enable mobile banking on your account.

  • Open the HDFC mobile app and log in.
  • Go to the “Menu” option that is displayed in the top left corner of the screen.
  • Select option “Pay” first and then “Cards” >> Debit Cards.
  • Select the right arrow by clicking on it and choose ‘show more’, and select the card you want to set the limit for.
  • Additionally, select “Customize” from the menu that appears under “Limits.”
  • Turn the toggle on/off to enable or disable international transactions.

How to Activate International Usage on HDFC Credit Card

There are three ways to use your HDFC credit card for international transactions. You can use any way you like to activate your credit card for overseas transactions.

Use HDFC digital AI Assistant Eva

  • Open a new HDFC online portal.
  • The digital assistant Eva will appear at the lower right corner of the screen.
  • Enter “Manage my Credit Card” in the chat window.
  • Choose International Transactions.
  • Select “How to enable my credit card for international transactions.”
  • Enter the 10-digit mobile number that is linked with the card.
  • Enter the OTP that was delivered to the registered mobile.
  • Provide the credit card number’s final four digits.
  • Choose Enable international transactions.

Through WhatsApp Banking

  • You must first save the official HDFC WhatsApp Banking number, 7065970659, to your contacts.
  • Next, use this number to text the message “Manage My Credit Card” on WhatsApp.
  • You will be received with a number of options, from which you must select International Transaction option number 5.
  • After that, you’ll need to enter an OTP that was sent to the mobile number you registered.
  • You can view the current status of the overseas transaction by entering the last four digits of your HDFC credit card.
  • You will need to enable it because the current status will be displayed as Disabled.
  • You can use your HDFC Credit Card to make hassle-free international transactions once you’ve enabled international transactions.

HDFC Debit Card International Transaction charges

There are fees associated with using HDFC credit and debit cards internationally. The following are the standard HDFC International Debit card charges:

  • Currency conversion fee – 3.5%
  • Exchange rate fee – set by Visa or MasterCard.
  • ATM withdrawals – ₹125 + taxes
  • ATM withdrawals currency conversion fee – 3.5%

The initial cost is a portion of the purchase you made at an international website or when traveling abroad. Most companies and banks typically charge overseas transaction fees to cover the costs when a consumer makes a purchase. 

Depending on the card type, some HDFC credit cards may offer a lower transaction fee of 2%.At HDFC, the majority of international transaction costs are usually 3.5% of the total transaction amount plus taxes. 

The exchange rate fee is the second fee to consider. This appears when you try to make a transaction using a currency other than the one that is linked to your HDFC account.

Additionally, keep in mind that some HDFC credit and debit cards include yearly fees associated with simply having the card. Verify the charges linked to your HDFC credit or debit card by reading the fine print.


All of the above methods are explained to enable international transactions on HDFC debit cards. In addition, through this article, we have covered how to Activate International Transactions on HDFC Debit Card and Credit card through net banking, mobile banking, digital AI assistant Eva, and through whatsapp banking. We hope this guide has helped you to enable international transactions on HDFC debit cards and credit cards. If you have any doubts or queries, ask us in the comments space. Visit our website frequently for more HDFC-related articles.

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