HDFC Debit Card EMI: Eligibility Check, Know Benefits Inside

A debit card EMI is a payment method that enables you to use a debit card to make purchases without paying the whole amount in full. The pre-approved overdraft facility is used to process the payments. Debit cards offer a variety of features, including EMI. You can select a tenure that works for you. You can pay back the money without any pressure from the EMI facility. Continue reading to learn more about HDFC debit card EMI. 

What is HDFC Debit Card EMI?

Instead of making a single payment, you make EMI repayments using the current or savings account connected to your debit card. By asking the merchant to swipe the card in EMI exchange mode, you can convert your purchases into easy installments. The bank makes the payment to the merchant on your own. Even if your bank account isn’t fully with cash, this payment option can still let you complete the transaction. But HDFC Bank will determine the minimum and maximum amounts that can be used to access the service. To verify for eligibility, the registered mobile number must be in use. You can easily pay with your HDFC debit card. With a comfortable interest rate of 15% p.a., you can decide to return the loan in six months to one year. Additionally, you will pay less than if you used a credit card. There are several options to check your HDFC Debit Card EMI Eligibility, those are listed below and explained further.

  • By Missed call
  • By sending an SMS
  • By Whatsapp

HDFC Debit Card EMI limit Check

Let’s now understand the HDFC Debit card EMI Limit check. The HDFC debit card has a 5 lakh rupee EMI limit. The processing charge for the card is 199 rupees plus GST. The interest rate charged for the debit card is by the terms and conditions, and late installment payments result in an extra fee. The minimum loan amount that may be obtained using an HDFC debit card is 5,000 rupees, and the loan is from 3 to 36 months. To check your  HDFC debit card emi limit, you can either log in to your HDFC Net banking account or contact HDFC bank customer service. They will be able to provide you with the details of your debit card’s EMI limit.

How to Check Debit Card EMI Eligibility HDFC?

If you are eager to know if your HDFC debit card is eligible for EMI. Today, We will explain how to check a debit card’s EMI eligibility, how to check an HDFC Debit card’s EMI statement, how to call an HDFC Debit card’s EMI mobile, and how to check an HDFC Debit card’s EMI limit, in this article. As we clear earlier, EMI cannot be used by anyone and everyone. There is a method for obtaining an EMI, but you must first determine whether you are qualified. Here, we’ll list the methods by which owners of HDFC Debit Cards can determine if they qualify for an EMI. You can check your eligibility for EMI on a debit card with your registered mobile number. HDFC Debit Card EMI Eligibility Check can be done in the following ways.

Using SMS service

The most popular and commonly utilized method is HDFC Debit Card EMI Eligibility Check SMS. But before anything you must request that the home branch enable SMS service on your registered cellphone number. Once you’ve finished, follow these instructions to see if you qualify for HDFC Easy EMI service:

  • Send an SMS to “MYHDFC” to 5676712.
  • To check your eligibility, follow the steps that were given.

Using Missed call service

Another method is HDFC Debit Card EMI Eligibility Check Number. By giving a missed call from your registered mobile number, you can access any financial service in a highly effective way. The service is automated, so all you have to do is dial the number, and you’ll get an SMS back with the information you need. The procedures to check your eligibility for the HDFC debit card EMI feature are as follows.

  • Give a missed call at this number 9643222222 from your registered mobile number.

Using WhatsApp service

Nowadays WhatsApp is a very commonly used app, Use WhatsApp to Check HDFC Debit Card EMI. HDFC Now offers a number of services through WhatsApp banking. To check your HDFC Easy EMI facility eligibility through WhatsApp you need to follow the below steps.

  • Send a DC EMI to 7070022222 on WhatsApp number through your registered mobile number.

How to Pay Debit Card EMI HDFC ?

Now we will tell you, How to Pay Debit Card EMI HDFC. With no extra documentation or security deposit, you can easily pay the EMI’s with your debit card. One of the easiest way to pay HDFC Debit Card EMI through Net banking. The process of making your HDFC Debit Card EMI Payment is very easy.

  • Visit the HDFC Bank website log in with the Credentials
  • Look for the “Loan and EMI payments” option and navigate to the “Debit Card EMI” section.
  • Enter your card details and select the EMI tenure to complete the payment process.

Final Words

This is everything you need to understand about HDFC Debit card EMI. In addition, through this article, we have covered HDFC debit card EMI limit check and we understand the ways to check HDFC bank debit card EMI eligibility. If you have any doubts or queries, ask us in the comments space. Visit our website frequently for more HDFC-related articles.

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